Unlock More Buying Power with this Exclusive Finance Offer
December 23, 2025
Buying a new home is an exciting step—and having the right financing can make all the difference. That’s why Esperanza Homes, in partnership with our preferred lender, Stonewood Home Lending, is proud to introduce an exclusive 5/1 Adjustable-Rate Mortgage (ARM) designed to give homebuyers more flexibility and buying power right now. If you’re hoping to start the New Year in a brand-new home in South Texas, this limited-time financing opportunity could help you unlock the right home, at the right payment, in one of our most desirable communities.
A 5/1 ARM offers a lower interest rate and monthly payment for the first five years of your loan. During this initial period, your rate is locked in—providing stability and peace of mind as you settle into your new home with Esperanza Homes. Beginning in year six, the interest rate and monthly payment may adjust once per year based on market conditions and your loan terms. Any adjustment is capped at a maximum annual increase of 1%, or the current market rate at the time of adjustment—whichever is lower. Payments may increase or decrease.
With today’s market conditions, flexibility and smart planning are more important than ever. Our 5/1 ARM was created to help buyers:
For many buyers, this structure provides a practical balance between affordability today and options for tomorrow—whether that means moving closer to great schools, downsizing into low-maintenance living, or staying near the nature and outdoor activities you love.
This special financing option is only available with Esperanza Homes and Stonewood Home Lending. That means you’re not just getting a beautiful, energy-efficient new home with smart features and thoughtful design—you’re also gaining access to a financing solution aligned with your long-term goals as a homeowner in South Texas.
The promotional 5/1 ARM rate is available on new home loans closed by January 23, 2026. With limited homes available and demand remaining strong across our communities, now is an ideal time to explore your options and secure your place in a neighborhood that fits your lifestyle.
At Esperanza Homes, we believe homeownership should feel exciting, personalized, and straightforward—not stressful. Our exclusive 5/1 ARM is just one more way we’re helping buyers move forward with confidence and enjoy more home for their money.
Contact Esperanza Homes to learn more, explore communities, and schedule your tour.
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