With our exclusive 5/1 Adjustable-Rate Mortgage (ARM), you’ll lock in a lower rate and monthly payment for the first 5 years—giving you more financial breathing room for what matters most.
Starting year 6, the rate and payment adjust one time per year based on the market conditions and the borrower’s loan terms. Payments may increase or decrease. The new rate will be the maximum annual increase of 1% or the current market rate at the time of adjustment - whichever is lower.
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